How It Works
From a short application to funding — here’s the whole process.
Apply
Complete a short, simple application with the basics about your business.
Send statements
Submit your most recent 4 months of business bank statements.
Get an offer
We review your statements and prepare an offer for you to consider.
Get funded
Sign, complete verification, and receive funds to your business account.
1. A simple application
You start with a short application — just the essentials about your business and how to reach you. There’s no need to assemble a large document packet before you can get a look at an offer.
2. Submit 4 months of bank statements
The key item we need is your most recent 4 months of business bank statements. These show your real deposit and cash-flow activity, which is what an offer is based on. You can send them along with your application.
3. Review and your offer
We review your statements and prepare an offer that reflects your business’s activity. Checking your options to see what may be available is a low-friction first step; finalizing funding may require additional verification or documentation. Approval and terms are subject to review and are not guaranteed.
4. Funding
Once you accept an offer and documents are executed, funds are sent to your business bank account. Deals are typically funded within 48 business hours, depending on execution of documents by the merchant and bank processing times. Funds are not guaranteed next day, and timing can vary with banking schedules and verification.